Journals on microfinance pdf (2011). 5 Microfinance and Family Planning 107 International Journal of Advanced Research in Commerce, Management & Social Science (I JARCMSS) 6 ISSN : 2581-7930, Impact Factor : 5. Read full-text. As microfinance gains increasing attention and application as a financing mechanism for entrepreneurs at the base of the economic pyramid, this special issue of International Small Business Journal aims to enhance scholarly understanding of how microfinance fosters entrepreneurial activity. And Microfinance was first trumpeted as a way to unleash the productive capacities of poor people dependent on self-employment (e. LITERATURE REVIEW May 4, 2020 · Lifting the poor from poverty through financial and social inclusion is the ultimate target and raison d'etre of microfinance. Copy link Link copied. 3 Microfinance and Basic Education 101 3. Abstract: Microfinance is generally seen as a way to fix credit markets and unleash the productive capacities of poor people dependent on self-employment. Bansal ABSTRACT Microfinance plays an important role for rural development. 4 Microfinance and Basic Health Care 104 3. 260 , Volume 03, No. Dr. The promise of microfinance has pushed far ahead of the evidence, and an agenda is put forward for addressing critical empirical gaps and sharpening the terms of policy discussion. Download citation. 5, No. Feb 1, 2024 · PDF | On Feb 1, 2024, Teena Malhotra and others published Microfinance and Financial Inclusion: A Study of Role and Challenges | Find, read and cite all the research you need on ResearchGate now growing rapidly. Download full-text PDF. cloudflare Apr 6, 2023 · The purpose of the paper is to highlight the issues, challenges and opportunities of microfinance sector in India. S. P. N. Before 1997, academic journals published only an occasional article on microfinance, but since that time, academic journals have published hundreds of peer-reviewed articles on the topic. 02, April - June, 2020, pp 06-09 MICROFINANCE AND ITS IMPACT ON RURAL DEVELOPMENT: A STUDY Dr. 1569 May 8, 2023 · Purpose This study explores the effect of income diversification strategy on credit risk and market risk of microfinance institutions (MFIs) in Ghana as an emerging market. 37. Like many other development tools, microfinance do not reach the poor people. However, its effectiveness in achieving large-scale poverty Mar 25, 2025 · PDF | Microfinance plays a crucial role in enhancing financial inclusion by providing accessible and flexible credit opportunities, particularly for | Find, read and cite all the research you Jun 5, 2020 · Microfinance efficiency: trade-offs and complementarities between the objectives of microfinance institutions and their performance perspectives. finance. It has many social as well as economic implications such as curtailment of poverty, improvement in standard of living, financial literacy, women empowerment and economic growth of the nation. , Conning J. The idea was straightforward: microfinance would transform customers’ businesses by providing capital; that would increase borrowers’ earnings and ultimately eliminate poverty (Yunus 2016). Jun 25, 2020 · Bibliometric analyses were used to identify three main dimensions of microfinance that guide academic research: social considerations, economic effects, and performance of microfinance institutions. Benefits of Microfinance, Journal of Dec 31, 2021 · Prominent scholars pointed out that microfinancing had increased women's financial independence, educational attainment, access to healthcare services and improved quality of life (Adnan and Kumar Dec 15, 2022 · This includes 95 published research articles on microfinance. This paper offers a critical survey of the microfinance literature of the past 10 years. , International Journal of Research in Management, Economics and Commerce, ISSN 2250-057X, Impact Factor: 6. Rich Research Fellow Palawan State University, Philippines Abstract Sep 30, 2021 · The inauguration of Microfinance Banks (MFBs) in Nigeria in 2007 by the federal government was to provide finance to the low-income poor rural entrepreneurs, which is inclusive of the smallholder Feb 15, 2016 · Microfinance program spread in many developing economies during the last 3 decades and UN declared 2005 as an international year of microcredit. com Page 251 MICROFINANCE SECTOR IN GHANA: CHALLENGES AND RECOMMENDATIONS. (1994). Apr 20, 2022 · This paper conducts a scientometric analysis and systematic literature review to identify the trends in microfinance outcomes from the perspective of their recipients, specifically more vulnerable people, while also focusing on the demand side. Robert Cull, World Bank . This suggests that continued improper microfinancing can escalate the poverty levels to undesired heights. Google Scholar Wahid, A. Micro-finance not only provides microcredit but also various services like deposits Nov 30, 1999 · (DOI: 10. 2. Syracuse Journal of International Law and Commerce, 38(2), 415–443. Applying the keywords “co-occurrence networks” and “citation networks,” we examined 524 studies indexed on the ISI Web of Science database Jan 1, 2024 · PDF | The purpose of this paper is to explore the microfinance industry to note where it has been, the industry experiences and lessons learned, and the | Find, read and cite all the research Thompson, S. Even in the United States, one of the richest countries in the world, the poverty industry is worth about $33 billion a year comprising payday loan centers, pawnshops, credit card companies and microfinance providers who generate business from the poorer segments of the population (Rivlin, 2010). The Nov 1, 2018 · PDF | On Nov 1, 2018, Olatunji Sule published The Impact of Microfinance Bank on Small and Medium Scale Enterprises in Nigeria Development | Find, read and cite all the research you need on Dec 5, 2019 · PDF | Microfinance institutions as an alternative to the poor savers Dr. 240-258 242 | Page INTRODUCTION The Microfinance sector in Kenya is very critical since it bridges the financial gap by providing. com Page 61 MICROFINANCE IN THE PHILIPPINES: A TOOL FOR ECONOMIC DEVELOPMENT, OR PERPETUAL DEBT? EVIDENCE OF ITS SUCCESS AND CHALLENGES IN THE PROVINCE Bryan W. (2003). + Jim Brau is Assistant Professor of Finance and Goldman Sachs Faculty Fellow at the Marriott School, Brigham Young University. MFIs, with their focus on serving low-income individuals and underserved populations, play a pivotal role in expanding financial access and empowering marginalized communities. As the most recent | Find, read and cite all the research Mar 18, 2024 · The journal issue does not aim for a general review of the microfinance literature; there are several recent reviews that describe the trajectory of academic debates on microfinance (see, for example, our co-authored summary in Cai, Meki, and Quinn (2023)). 80 simple rules: The effective and sustainable 2009 Rwandan microfinance regulations. ijebmr. in micro. October 17, 2017 . Many developmental programs implemented in India, microfinance programs have a Aug 1, 2013 · PDF | Microfinance (MF) has grown over the last two decades into an important sub-field of development studies. A growing body of May 1, 2021 · Artificial Intelligence (AI) is creating a rush of opportunities in the financial sector, but financial organizations need to be aware of the risks inherent in the use of this technology. Microfinance has emerged as a promising solution for poverty alleviation by providing financial services to low-income households previously excluded from the formal banking system. 384, Volume 07 Issue 10, October 2017, Page 45-52 Determinants of credit default risk of Microfinance Institutions in Assosa Zone Gudata Abara1, Biniam Mengesha2, and Dr. These articles are identified through a systematic search of electronic databases by focusing on the major keywords microfinance Role of Microfinance in India and models that deals with Microfinance. K. Inspite of many organizations of micro finance, micro finance is not sufficient in India. b3083 Introduction to Microfinance 6*9 Despite microfinance’s long history, impressive growth, and Nobel nod, many Westerners still do not know what microfinance is. The Grameen bank and poverty alleviation in Bangladesh: Theory, evidence and limitations. Find methods information, sources, references or Apr 20, 2023 · The main journals published in microfinance and microfinance institutions are listed in Table 4. Microfinance is a very important source of financial services for people | Find, read and cite all the research May 12, 2016 · Poverty is big business. 3, No. With innovative practices such as group-lending contracts, microfinance programs empower borrowers to become self-employed entrepreneurs, supporting economic Feb 15, 2023 · Micro-finance plays an important role in rendering financial services to financially and economically backward people. 01; 2018 ISSN: 2456-7760 www. , Hulme and Mosley 1996). Dec 1, 2004 · We provide a comprehensive review of over 350 articles and address the issues of MFI sustainability, products and services, management practices, clientele targeting, regulation and policy, and We provide a comprehensive review of over 350 articles and address the issues of MFI sustainability, products and services, management practices, clientele targeting, regulation and policy, and impact assessment. g. This work provides an excellent resource for navigating a diverse and rapidly changing micro-finance sector. Secondary data were collected from annual reports by the Association of Microfinance Institutions in Kenya and the Microfinance Rating Africa. 2 FCA Federal Cooperative Agency ICA International Cooperative Alliance OMF Omo Micro Finance OMFI Omo Micro Finance Institution PFIP Pacific Financial Inclusion Program of all ages in frontier and postconflict environments. Microfinance institutions (MFIs) have grown in popularity as tools for May 6, 2021 · This study explores the financial sustainability of microfinance institutions (MFIs) in the economic context to identify how macro-level economic decisions affect the micro-level decisions in the microfinance sector in South Asia. Visit Peru, one of the most saturated and competitive Micro-finance is an important tool for improving the standard of living of poor. However, visit a poor village or slum in Brazil, and seemingly everyone can tell you what microfinance is. 1257/JEL. 2 Microfinance and other Social Welfare Programs 99 3. 2, No. Journal of International Development, 15(6), 747–770. Jonathan Morduch, New York University . Microfinance and Economic Development . org MICROFINANCE IMPACT ON AGRICULTURAL PRODUCTION IN DEVELOPING COUNTRIES – A STUDY OF THE PRU DISTRICT IN GHANA Aminu Sulemana Centre for Settlements Studies International Academic Journal of Innovation, Leadership and Entrepreneurship | Volume 2, Issue 4, pp. International Journal of Economics, Business and Management Research Vol. Rather, the issue draws together a set of key thinkers to cover what we—and they—see The Journal's purpose is to help shape and advance the field by presenting articles on innovative approaches, lessons learned, empirical studies, and essays that represent the broad spectrum of views the field of economic self-reliance in the United States and abroad. 4. The role of microfinance in financial systems, whether global or local, is to provide financial services and a substantial flow of finance to the economically marginalized populations often neglected by the formal financial sector (Kurmanalieva et al. To study the impact of microfinance on economic development, the study analyzed the subsistence level, the dynamics of average and minimum wages of the population of Ukraine, microfinance services of the population of Ukraine. As the most recent literature has recognized, microfinance institutions have economically worked well in operating microcredit, but the aim of raising the living standard of their indigent clients has not been generally Apr 30, 2020 · PDF | Lifting the poor from poverty through financial and social inclusion is the ultimate target and raison d'etre of microfinance. Based on citations, the most influential journals are Review of International Political Economy, Journal of Business Ethics, and Journal of Asian Business and Economic Studies with 64, 58, and 51 citations, respectively. This special issue of Oxford Development | Find, read and cite all the research Sep 5, 2022 · The increase in SMEs is a tool for alleviating poverty, and the growth in microfinance institutions is also being driven by poverty. M. Reddy3 1 (Assosa University, College of Mar 27, 2024 · This systematic review aims to investigate the impact of microfinance performance on socioeconomic development in Uganda. In The New Microfinance Handbook, the authors highlight the importance of understanding client needs and the need for a more inclusive financial sector. Dans quelle mesure et a quelles conditions la microfinance contribue effectivement a la lutte contre la pauvrete? Des recherches menees pendant plusieurs annees dans des regions tres diverses et un travail intensif de collecte des donnees montrent que la microfinance est utile, mais qu'elle permet difficilement de lutter contre la pauvrete et dans certains contextes, elle peut meme Nov 1, 2017 · 301 Moved Permanently. A CRITICAL REVIEW OF LITERATURE Alex Addae-korankye (Ph. A descriptive cross-sectional survey design was adopted. Tendances en chiffres Le PIB par habitant pourrait augmenter de 20 % si on parvenait à combler les disparités hommes-femmes dans l'emploi 3. idpublications. 1 Rigorous analyses lacking 99 3. Gudata Abara et al. Nov 14, 2024 · Microfinance has been widely recognized as a tool for poverty alleviation and job creation, especially in developing countries. International Small Business Journal, 2017. finance International Journal of Economics, Business and Management Research Vol. L. , Dba) Central Business School, Central University Glossary BOD Board of Directors CC Control Committee CSA Central Statistical Agency of Ethiopia 49 World Journal of Business and Management ISSN 2377-4622 2018, Vol. Ezhar Ahmad: Impact of Micro Finance on Agricultural Sector 253 Microfinance Facilities Microfinance is the financial services provided to the poor in the form of deposits, loans, savings, payment services, money transfers and insurance with the primary aim of helping them. In this article we have briefly described the microfinance and its impacts on people and objective of micro finance bank is to meet the financial needs of the low income earners thereby reducing poverty rate, the empirical validity of this objective using sectorial loans is lacking in literature, therefore this study examined the effect of microfinance sectorial loans on poverty rate in Nigeria. Nov 1, 2017 · This introduction summarizes the articles in this Special Issue of International Small Business Journal on ‘Microfinance’, which address a range of topics in this important domain of research (microfinance banks and companies) and “non-banking” (private microfinance institutions) [10; 11]. DOI: 10. Microfinance for inclusive growth | Explore the latest full-text research PDFs, articles, conference papers, preprints and more on MICROFINANCE. International Journal of Academic Research and Reflection Vol. Goals of Microfinance Institutions Microfinance institutions have been gaining popularity in the recent years and are now considered as effective May 30, 2024 · There is no specific number of microfinance models that exist in the world because MFIs vary greatly in their design and implementation. Microfinance institutions (MFIs) provide underserved groups with small loans to establish or expand small businesses, thereby assisting them in breaking the cycle of poverty. d. Aslam Mia The institutional theory of saving-the focal point of this | Find, read and cite all the research you need on Mar 8, 2019 · The study aimed at determining the influence of organizational culture on the performance of microfinance institutions in Kenya. A. 1999. Jan 1, 2017 · Microfinance has been proven to be a tool to alleviate poverty from the face of earth. A Conceptual study of Micro Finance in India, Published by Ms Neha Saini, Dr Bhupendra Kumar, OP Pathak in International Journal of Marketing & Financial Management 5 (11), 2017- This research paper successfully analyse the concept of Micro finance. "The Microfinance Promise. 3 Methods . May 15, 2021 · PDF | MFI (Micro Finance In India) is play very important role in development. This despite the term . 4, No. Nonetheless, microfinance has yet to break into finance journals. Lending technologies, competition and consolidation in the market for microfinance in Bolivia. In the past two decades it has emerged as an industry to cater to the financial need of the poor whom banks Jan 1, 2011 · PDF | Résumé : La microfinance est considérée aujourd'hui comme l'outil le plus prometteur dans la lutte contre la pauvreté et l'exclusion bancaire. Citation Morduch, Jonathan. The microfinance sector Sep 1, 2016 · Microfinance origin has started in 1976 by Muhammad Yunus, it has positive impacts on poor and societies. 4 Rating microfinance against other development tools and interventions in terms of reducing poverty 98 3. The findings imply that the growth of microfinance loans is not being put to its intended and efficient use. 1257/jel. Fall 2008 Volume 10 Number 2 is the most current issue. The literature so far suggests moderate Concept of Microfinance: Otero (1999) defines microfinance as providing financial services to lowincome individuals, while Ledgerwood (1999) emphasizes the inclusion of savings and credit, extending to insurance and payment services. Historically, the microfinance model relied on collateral-based lending, but MFIs now complement the financial system through social loan monitoring by self-selected borrower groups, pooling economic surplus through donations, and deposits [6]. Most literature focuses on developing countries, reflecting the success of microfinance as an instrument for promoting social and economic development. The European Journal of Development Research , 24 (5), 788–807. This study uses Exploratory Research Design to find the Role of Microfinance Institutions in Promoting Financial Inclusion and Economic Development. The programs promise a revolution in approaches to alleviating poverty and spreading financial services, and millions of poor households are served globally. 07; 2021 ISSN: 2456-7760 www. ” Aug 1, 2015 · Download full-text PDF Read full-text. It reviews studies on the effectiveness of different microfinance techniques and offers a critical assessment of the impact literature of microfinance. , & Gonzalez‐Vega C. " Journal of Economic Literature 37 (4): 1569–1614. 2003). 1569) In the past decade, microfinance programs have demonstrated that it is possible to lend to low-income households while maintaining high repayment rates--even without requiring collateral. 3, 2015 ISSN 2309-0405 Progressive Academic Publishing, UK Page 26 www. Also, Hussien and Hussain (2003) revealed that there is great emphasis on microfinance for poverty alleviation in Pakistan. Farmers in rural area do enjoy this micro finance, but effect on Jul 9, 2020 · Navajas S. zraagth okkjlb zjzvelcx jlik hcy tctls rzqcjaa rxdi snm fwhi