Freedom life insurance. 433-674-903-000 and with 22 Branches all over Mindanao.

Freedom life insurance Freedom Life Insurance Company of America Health Care-ONE Insurance Agency, Inc. Now I'm being told that all the doctors are not in the plan. Freedom Life is a registered and licensed insurance provider in South Africa: FSP 47458 Legal Notice : All products are underwritten and issued by Freedom Life Insurance Company of America, National Foundation Life Insurance Company and Enterprise Life Insurance Company, wholly owned subsidiaries of USHEALTH Group, Inc. She is gifted in the areas of office administration and developing productive staff teams. FREEDOM LIFE INSURANCE COMPANY OF AMERICA 300 Burnett Street, Suite 200, Fort Worth, Texas 76102 Disclosure Notices and Information Concerning Certain Federal Statutes . USHEALTH Advisors is the wholly-owned national health insurance distribution arm of USHEALTH Group, Inc. We used a database of more than 9,000 Freedom Insurance Agency, an independent insurance agency in Eldersburg/Sykesville, MD, has been serving clients in Westminster and throughout Carroll County, Howard County, Central Maryland, and beyond with an old-fashioned, knowledgeable, and service-oriented approach since 1979. com 1The Plan is underwritten by Freedom Life Insurance Company of America and is subject to the Exclusions and Limitations of the Plan (see pages 11-13). Our services include memorial arrangements through Freedomlife-owned chapels and cash assistance benefits for bereaved families, ensuring support during challenging moments. Vice President at Freedom Life Insurance · Buying ALL final expense pre closed deals! Message me directly if you have pre closed deals. We offer trustworthy flexible products from the top insurance carriers. No. Jul 1, 2024 · On July 1, 2024, Transamerica enhanced our digital experience for life insurance policyholders. works with independent contractor insurance agents while partnering with the top insurance carriers. If you haven’t created a new Transamerica My Life Access account since then, you’ll need to register or re-register to access your policy. Box 1719 | Fort Worth, TX 76101 | 1-800-387-9027 Freedom Life Insurance Company of America has agreed to perform or cause to be performed certain monthly administrative services on Freedom Life – компания страхования жизни, обладающая большими возможностями и потенциалом. She owned and operated 9 successful cellular offices on the east coast. FREEDOM LIFE INSURANCE COMPANY OF AMERICA 300 Burnett Street Suite 200 Fort Worth, Texas 76102 1-800-387-9027 NOTICE OF INTERNAL GRIEVANCE PROCESS Freedom Life Insurance Company of America (“Company, We, Us, Our”) appreciate your business and want you to understand your rights about the Grievance Process under Maryland laws. Protect the people who depend on you financially by providing them with death benefits; Tailor the premium and death benefit amounts to your changing family circumstances As a member of the Association, You have the right to apply for coverage under Freedom Life‘s Association Group Vision Insurance Plan issued to the Association. Sicknesses of the Brain & Nervous System Sicknesses of the Endocrine System Sicknesses of the Immune System Sicknesses of the Reproductive System Legal Notice : All products are underwritten and issued by Freedom Life Insurance Company of America, National Foundation Life Insurance Company and Enterprise Life Insurance Company, wholly owned subsidiaries of USHEALTH Group, Inc. F&G Freedom TM. We offer comprehensive and quality pre-need services with group life insurance coverage. It initiates the process of the insurance company evaluating the claim and potentially disbursing the funds to the rightful beneficiaries. O. Submitted my application wrong and the freedom life insurance company is terrible customer service! They charge your account every month but care less to provide service for the money they take 1 The Plan is underwritten by Freedom Life Insurance Company of America. How much does Shoprite funeral cover? Shoprite Funeral Cover Services How is Freedom Life Insurance Different? Freedom Life makes life insurance easy by offering just one product at group rates. This PremierAdvantage Fixed Indemnity Plan is underwritten by Freedom Life Insurance Company of America, a UnitedHealthcare Company. Dec 4, 2023 · A life insurance claim is essentially a formal request made to Freedom Life Insurance Company of America to receive the death benefit promised in the life insurance policy. Individual Life Insurance; Renters Insurance; See All Personal Insurance Freedom Insurance Group, Inc. Jun 17, 2024 · Freedom to serve for life. Plan Choice Suggestions I got a call from a insurance agent from united health advisors. Our commitment to excellence shines through our comprehensive range of insurance solutions, from life, commercial, to health insurance. Choose from three Freedom Life Insurance Company of America. Freedom Life Insurance Addison Texas - If you are looking for an online quote provider then we have lots of options waiting for you. 081 431 9740. 2024, выданной Агентством Республики Казахстан по регулированию и развитию финансового рынка. Providers can create an account and access member information, eligibility status, and claims information. eContracting ::. As part of the USHEALTH Group, Freedom Life Insurance aims to deliver customizable and flexible insurance solutions tailored to meet the diverse needs of individuals and families. Email Support. Lauren brings a fresh and unique approach to the staff development at Freedom Life. I have had a freedom life policy for a few months and I understand they are not ACA compliant and what not. Life Plan Membership Legal Notice : All products are underwritten and issued by Freedom Life Insurance Company of America, National Foundation Life Insurance Company and Enterprise Life Insurance Company, wholly owned subsidiaries of USHEALTH Group, Inc. Mon-Fri: 8:00 am to 5:00 pm. Страхование Имущества Инвестиции Интернет-магазин акции Академия Банк Кредиты As a Life Insurance Agent/Broker with Beier Financial Advantage, you’ll have the freedom to control your schedule and work style, which means a self-starter mentality is crucial. Customize your package with flexible options and wellness benefits. I was convinced by a licensed United Health Care Agent to get ABC/Freedom Life/USHG/United Health Care. Contact. Senior Benefits, L. The policy also pays out a death benefit to the beneficiaries. Freedom Life Health Insurance challenges this one-size-fits-all approach by offering customizable options. 9027. We also offer a range of financial services, aimed at securing your financial future and helping you achieve your financial goals. Let's us help you get the coverage your family needs and deserves! Experience with USHealth Advisors or Freedom Life Insurance “Health Insurance” Health Insurance I just moved to Ohio and am not impressed with the ACA marketplace plans available as they are HMOs requiring you to spend a lot for a very limited set of providers linked to one hospital in the area. Find out the benefits and coverage of your health insurance plan from USHEALTH Group. GIVE. You can view your plan information, payment statements, explanations of benefits, ID cards, and more. Freedom Life is a multi-site church that offers warm smiles, upbeat music, and hope for your future! We invite you to join us—in person or online—for encouragement that will lead you toward the greatness God has for your life. Conclusion. Created Date 1/24/2022 1:44:33 PM Legal Notice : All products are underwritten and issued by Freedom Life Insurance Company of America, National Foundation Life Insurance Company and Enterprise Life Insurance Company, wholly owned subsidiaries of USHEALTH Group, Inc. Freedom Life Insurance Company of America, National Foundation Life Insurance Company, and Enterprise Life Insurance Company Effective January 1, 2023 This Prescription Drug List (PDL) is accurate as of January 1, 2023 and is subject to change after this date. Freedom Life Insurance Company of America provides life insurance coverage. Originally founded as the Consolidated American Life Insurance Company in 1956, they would go on to change their name to Freedom Life Mar 21, 2023 · USHEALTH Group is a UnitedHealthcare company that offers health plans through 3 insurance company subsidiaries: Freedom Life Insurance Company of America, National Foundation Life Insurance Company and Enterprise Life Insurance Company, all of which access the ChoicePlus network. co. Read the prospectus and consider this information carefully before investing. Freedom Life Insurance Agency, LLC (FLIA) is acting as the agent of Legal & General America, whose life insurance products are underwritten and issued by Banner Life Insurance Company Urbana. Life insurance rates for Freedom Life are between $10 and $50/mo, and its A. Freedom Life – компания страхования жизни, обладающая большими возможностями и потенциалом. Страхование Имущества Инвестиции Интернет-магазин акции Академия Банк Кредиты Freedom Life – компания страхования жизни, обладающая большими возможностями и потенциалом. Feb 24, 2024 · Freedom life insurance is a type of whole life insurance that allows the policyholder to use the cash value of the policy to cover the costs of long-term care, if needed. 300 Burnett St Ste 200. 1The Plans are underwritten by Freedom Life Insurance Company of America and are subject to the Exclusions and Limitations of the Plans (see pages 13-15). C. It consists of Basic life insurance coverage and three options. Won't cover either of their mental-health therapists (two different issues) & wouldn't cover a lab panel recently. – американскую холдинговую компанию со штаб-квартирой в Алматы, Казахстан. Freedom Life has various plans for different situations, it's your agent's job to narrow down whether private market insurance even makes sense for you, and which plans available best suit your needs. 667 Freedom Life Insurance jobs available on Indeed. If you find yourself in a position where canceling your Freedom Life Insurance Company of America policy is the best course of action, it is essential to understand the process and the potential implications. This way, I can better understand their insurance needs and build a coverage solution that works best for them. Office Hours. (collectively referred to as USHEALTH). The HealthAccess PLUS Fixed Indemnity Plan provides benefits for covered medical and surgical services but is not a traditional major medical plan nor a Workers' Compensation plan coverage under one of Freedom Life’s underwritten medical plans issued to the Association for the benefit of interested members. In addition to the Basic, there are three forms of Optional insurance you can elect. I currently have a client with this insurance, & they are running into problems with coverage everywhere they turn. Nov 4, 2024 · Freedom Life Insurance coverage details and guidelines Who Issues Their Policies. All products not available in all states. Feb 7, 2023 · In our review, we found Freedom Life to be a company licensed to provide funeral cover products and services, and is regulated under the Financial Sector Conduct Authority. USHEALTH Group We believe in unparalleled value and care. Freedom Life Co. The company sells individual health coverage and supplementary products underwritten by Freedom Life Insurance Company of America, Enterprise Life Insurance Company and National Foundation Life Insurance Company; all wholly-owned subsidiaries of USHEALTH Group, Inc. A subsidiary of USHealth Group and USHealth Advisors, they provide accident, credit, annuity and health related life insurance products. Banner products are distributed in 49 states and in DC. Call us at 828-432-0001. Freedom Direct is an Insurance Agency offering Life & Supplemental (ie. USHEALTH Group is a brand name for products underwritten by Freedom Life Insurance Company of America and others. Freedom Life Insurance is a legitimate insurance provider and a subsidiary of USHealth Group. Freedom Financial Insurance serves all 50 states with most of our clients in Pennsylvania and upstate New York. АО "КСЖ "Freedom Life" осуществляет деятельность на основе Лицензии № 2. Sep 21, 2023 · Freedom Life Insurance Company of America, a leading provider of life insurance products, has established itself as a reliable and trustworthy institution in the insurance industry. 387. 2CNN Health, Study by the American Journal of Medicine 3Subject to Exclusions and Limitations of the Plan (see pages 7-8). BBB Accreditation & Rating. Jul 19, 2024 · Freedom Life Insurance is a legitimate company under US Health Group, but always check for updated reviews and consult with an insurance advisor. I will buy all your volume. Insurance products are offered through the licensed insurance agency named in this material. ” If your PHYSICIAN feels the member meets the definition of expedited above, have your physician document his/her reason below: USHEALTH Group is the brand name for products underwritten and issued by Freedom Life Insurance Company of America and National Foundation Life Insurance Company. Additionally, Freedom Life Insurance only offers 10-year terms, and they don’t have any guaranteed issue options for older adults. 966 Freedom Life Insurance Company jobs available in Remote on Indeed. It pays the coverage amount to the beneficiary in the event of the policyholder’s death Legal Notice : All products are underwritten and issued by Freedom Life Insurance Company of America, National Foundation Life Insurance Company and Enterprise Life Insurance Company, wholly owned subsidiaries of USHEALTH Group, Inc. Jan 12, 2024 · Based in Fort Worth, Texas, USHEALTH Group, Inc. 14 от 22. Freedom Insurance Group is focused on protecting the people we work with just like we protect our own family members. 433-674-903-000 and with 22 Branches all over Mindanao. Its licensed insurance company subsidiaries Freedom Life Insurance Company of America, National Foundation Life Insurance Company, and Enterprise Life Insurance Company are dedicated to providing innovative Life, Specified Disease/Sickness, Accident and Disability Legal Notice : All products are underwritten and issued by Freedom Life Insurance Company of America, National Foundation Life Insurance Company and Enterprise Life Insurance Company, wholly owned subsidiaries of USHEALTH Group, Inc. Meerkat is administering your Freedom Life policy. Health and Dental Insurance Options Freedom Life and Health Insurance. 087 625 0693. Мы компания по страхованию жизни Freedom Life. Freedom Life directs me to Multiplan to check for doctors. Freedom life insurance products. So my sister recently got into selling insurance policy for this FEG Insurance company. No doctors have heard of Freedom Life. Get started. L. Best rating is A-. USHEALTH Group, Inc. MyMeerkat FSP (Pty) Ltd will take over the cell ownership and become the intermediary. PremierVision uses the extensive Spectera Eyecare Network with more than 100,000 access points for Dec 4, 2023 · Freedom Life Insurance writes term life insurance policies. Nov 7, 2024 · The pros and cons of Freedom Life Insurance. Apply to Insurance Agent, Case Manager, Insurance Advisor and more! Legal Notice : All products are underwritten and issued by Freedom Life Insurance Company of America, National Foundation Life Insurance Company and Enterprise Life Insurance Company, wholly owned subsidiaries of USHEALTH Group, Inc. USHEALTH Group USHEALTH Group is the brand name for products underwritten and issued by Freedom Life Insurance Company of America, National Foundation Life Insurance Company, and Enterprise Life Insurance Company. Freedom Life Insurance Company of America (“Company”) provides the following disclosure notices and information regarding four different federal statutes. The company offers a simple term life insurance plan called LifeProtector, which is a 10-year renewable term life insurance policy. za. Disability, Accident, Cancer, etc. This role is fully remote, giving you the flexibility to work from anywhere. Call : (270) 839-0600 (or) Email FREEDOMLIFE INSURANCE AGENCY, CO. Banner Life is not authorized as an insurer and does not do business in New York. Years in Business: 51. “F&G” is the marketing name of Fidelity & Guaranty Life Insurance Company issuing insurance in the United States outside of New York. 1-800-550-2504. freedom health insurance plans USHEALTH Group, Inc. 2CNN Health, Study by the American Journal of Medicine 3Subject to Exclusions and Limitations of the Plan (see pages 7-9). ) Insurance protection. She got recruited by a distant cousins of ours, lets call them TX and NX. Freedom Life Insurance Company of America. 07. Contact a Licensed Insurance Agent for additional information. Our goal is helping families like yours protect their loved ones every day. bottom of page Jul 20, 2024 · Freedom Life’s earns a 1. This includes the PremierChoice Specified Disease/Sickness Plans, PremierChoice Accident Plans, and PremierChoice Health & Wellness Plans. 0-star rating from 6 reviews, showing that the majority of policyholders are dissatisfied with insurance coverage. 2 CNN Health, Study by the American Journal of Medicine 3 Subject to Exclusions and Limitations of the Plan (see page 8-9). Freedom Insurance Group, Inc is a local independent insurance agency with offices in Morganton, Lenoir, and Hickory, North Carolina. This group is to share your stories of Freedom Life Insurance Scams and to raise awareness to the company ripping off thousands of people. Lauren Wright comes to Freedom Life with an extensive business background. Our mission is to provide the families and businesses we serve with innovative strategies, solutions, and plans that result in clarity and security. See full list on helpadvisor. Looks like the same story. Please note that Extended Family members need to be your biological relation. 3260 W Henderson Road . 2. Be prepared to answer any additional questions they may have regarding your policy. Your local source for insurance (800) 253-1482 Simply stated, we provide peace of mind in keeping the promise of financial protection afforded by our insurance coverages. is an independent insurance agency offering a comprehensive Freedom Life Insurance Company of America A member company of USHEALTH Group® P. Freedom Life Insurance also provides health insurance plans through its association with US Health Group. General Underwriting Guidelines F&G Gold ® & F&G Freedom ® ADV 2294 (11-2019) Fidelity & Guaranty Life Insurance Company Rev. May 15, 2024 · Freedom Life Insurance Company of America offers affordable life insurance products, but customers should be aware of the company’s mixed reviews and low BBB rating. claims@freedomlife. My goal was originally to have catastrophic insurance if I was diagnosed with something or got into an accident, but was told this plan covers and accident/diagnosis after $3k deductible with no limit. Dec 18, 2024 · What Makes Freedom Life Health Insurance Different? Traditional health insurance plans often lock individuals into rigid structures, making it difficult to find a plan that aligns with specific needs. They gave me a plan with a very low premium The Life Insurance Policies/Plans sold by Freedom Insurance and referred to on this website were issued by one of the following insurers: AIA Australia Limited ABN 79 004 837 861, AFSL 230043 NobleOak Life Limited ABN 85 087 648 708 AFSL 247302 Swiss Re Life & Health Australia Limited ABN 74 000 218 306 AFSL 324908 Your Life Insurance Policy 1The Plans are underwritten by Freedom Life Insurance Company of America. View the SBC and the glossary of terms for each insurance company. Symetra SwiftTerm is a term life insurance policy issued by Symetra Life Insurance Company, 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004. M. 1700 E Irlo Bronson Memorial Hwy, Kissimmee, FL 34744 Freedom Financial Solutions, LLC is based in Charlotte, North Carolina with local life insurance agents serving most of the United States. Freedom Life Health Insurance Florida - If you are looking for an online quote provider then we have lots of options waiting for you. In this concluding section, we will further explore the key factors to consider when evaluating Freedom Life Health Insurance as your potential healthcare coverage provider. Freedom Life Insurance is a wholly-owned subsidiary of USHEALTH Group. Let me go to work for you, by building a tailor-made plan of coverage, today. Customer Service for: Freedom Life Insurance Company of America: 800-387-9027 National Foundation Life Insurance Company: 800-221-9039 HEDIS® is a registered trademark of the National Committee for Quality Assurance (NCQA). 0922-123-4567. addison texas apartments, addison USHEALTH Group, Inc. 300 Burnett Street, Suite 200 Fort Worth, TX 76102-2734 [email protected] 800. It offers a 10-year term-life policy. Call us on. Apply to Insurance Agent, Gsoc Operator, Technical Assistant and more! May 7, 2024 · Life is unpredictable, and circumstances may arise where canceling your life insurance policy becomes necessary. National Foundation Life Insurance Company Pacific Casualty Company, Inc. Страхование Имущества Инвестиции Интернет-магазин акции Академия Банк Кредиты Variable life insurance products are subject to investment management fees, charges, other expenses and investment risk, including possible loss of principal amount invested. Nov 26, 2019 · Oldwick //BestWire// - AM Best has upgraded the Financial Strength Rating to A- (Excellent) from B++ (Good) and the Long-Term Issuer Credit Rating (Long-Term ICR) to “a-” from “bbb” of Freedom Life Insurance Company of America, Enterprise Life Insurance Company and National Foundation Life Insurance Company, all subsidiaries of USHEALTH Group, Inc. Jul 5, 2024 · Freedom Life Insurance offers a variety of life insurance products designed to provide financial security and peace of mind to policyholders and their families. Its licensed insurance company subsidiaries Freedom Life Insurance Company of America, National Foundation Life Insurance Company, and Enterprise Life Insurance Company are dedicated to providing innovative Life, Specified Disease/Sickness, Accident and Disability Feb 15, 2024 · USHEALTH Group is the parent company of Freedom Life Insurance; Through this tiered ownership structure, Freedom Life Insurance is affiliated with UnitedHealthcare under the common parent organization – UnitedHealth Group. Columbus, OH 43220. Our Regional Office serves the Greater Cincinnati and surrounding tri-state area and is located in Fort Thomas, KY. Ft Worth, TX 76102-2734. time for making a determination could seriously jeopardize the life or health of an enrollee or the enrollee’s ability to regain maximum function. is a fully integrated insurance holding company based in Fort Worth, Texas, and is a UnitedHealthcare company. The options through Freedom Life are built for those who make a good income, and are overall pretty healthy. Suite 20. Via Whatsapp. The "S&P 500 Index" is a product of S&P Dow Jones Indices LLC, a division of S&P Global, or its affiliates (“SPDJI”) and has been licensed for use by Fidelity & Guaranty Life Insurance Company. PG201328195 and Bureau of Internal Revenue under TIN No. Страхование Имущества Инвестиции Интернет-магазин акции Академия Банк Кредиты Freedom life insurance company . My wife had some medical bills and nothing is covered. So TX and NX have been helping my sister recruit her friends, her friend's friends, family members, and relatives into selling these insurance policies. SwiftTerm® is a registered service mark of Symetra Life Insurance Company. Action needed: Choose your electronic payment option Freedom Insurance Agency, an independent insurance agency in Eldersburg/Sykesville, MD, has been serving clients in Westminster and throughout Carroll County, Howard County, Central Maryland, and beyond with an old-fashioned, knowledgeable, and service-oriented approach since 1979. Legal Notice : All products are underwritten and issued by Freedom Life Insurance Company of America, National Foundation Life Insurance Company and Enterprise Life Insurance Company, wholly owned subsidiaries of USHEALTH Group, Inc. Входит в структуру холдинга Freedom Holding Corp. GUARANTEED! I am building an . Jan 2, 2025 · Pacific Life and Protective are the best life insurance companies, earning five stars in our analysis of term life and cash value policies from 16 companies. USHealth Group offers online tools and resources to manage your healthcare 24/7. through its subsidiaries of Freedom Life Insurance Company of America and National Foundation Life Insurance is dedicated to providing innovative Life, Specified Disease/Sickness, Accident and Disability Insurance solutions for self-employed individuals, families, business owners and their employees. Jan 11, 2022 · USHEALTH Group offers health, dental and vision plans underwritten by Freedom Life Insurance Company of America and other subsidiaries. In most cases, if you are a new Federal employee, you are automatically covered by Basic life insurance and your payroll office deducts premiums from your paycheck unless you waive the coverage. Service Area View Headquarters. National Foundation Life Insurance Jan 1, 2024 · Freedom Life Insurance is a life insurance unit of USHealth Group. How Do I Get An Online Quote Through Freedom Life Insurance? Freedom life insurance agency Calinan Branch, Calinan, Davao City, Philippines. It is not A). Fixed Indexed Universal Life Insurance. com. - is 100% Filipino owned established last February 2010 at General Santos City , registered in Securities and Exchange Commissions (SEC) under Reg. All product guarantees are subject to the claims paying ability of the issuing insurance company. Insurance company Freedom Life Health Insurance, also known as US Health Group, offers a range of customizable health insurance plans focusing on comprehensive coverage and affordability. Your Freedom Life Funeral Insurance policy will still be insured by OMART. With a strong focus on financial stability and customer satisfaction, Freedom Life has become a preferred choice for individuals and families seeking comprehensive Life Insurance Disclosure for S&P 500 ® Index. The PremierAdvantage Fixed Indemnity Plans provide benefits for covered medical services but are not traditional major medical plans nor Workers' Compensation plans under state law. By contacting Mitchell Balasu, AZ Insurance Lic #17569816/Freedom Financial and Life PLLC, Lic #3000793033, you may be offered information regarding the purchase of insurance products, including fixed index annuities and life. 07-2023 23-0808 Freedom Insurance is your dedicated insurance agency, serving communities across Colorado, Missouri, Tennessee & Texas. Sicknesses of the Brain & Nervous System Sicknesses of the Endocrine System Sicknesses of the Immune System Sicknesses of the Reproductive System Jan 29, 2022 · Freedom Life only offers one type of life insurance, so anyone looking for whole or universal life insurance coverage isn’t going to find what they are looking for here. USHEALTH Group is the brand name for products underwritten and issued by Freedom Life Insurance Company of America and National Foundation Life Insurance Company. How do I contact freedom life? Need to claim against your policy? It’s as easy as 1,2,3! Send an email to. All products offered are issued and underwritten by Freedom Life Insurance Company of America, National Foundation Life Insurance Company, and Enterprise Life Insurance Company, available in 31 states. OMART is a member of the Old Mutual Group. However, it is crucial to note that UnitedHealthcare and Freedom Life Insurance operate as entirely separate companies: We would like to show you a description here but the site won’t allow us. 1,614 likes · 2 talking about this · 370 were here. The plan is affordable, with monthly premiums ranging from $10 to $50. General Santos City. Freedom Life Insurance Company of America offers a simple and affordable level term life policy that is renewable up to age 70. This plan can also be bundled with dental, vision, accident, illness, disability, and health insurance. 1 The Plan is underwritten by Freedom Life Insurance Company of America. Quick Links. Get in touch today to learn more about Final Expense, Indexed Universal Life, Mortgage Protection, and Fixed Indexed annuities. We provide strategies to meet your insurance needs. Sep 19, 2024 · When canceling your life insurance policy with Freedom Life Insurance Company of America, you will likely need to provide your policy number, personal identification information, and a reason for cancellation. ukksz bmwko uns ljqg hughqj ebrtqxq szbcha wvmu fxecymu sbhx