Itot vs spy reddit Whether to consolidate is a little more complicated due to if you sell its a taxable event probably not worth, and just make new additions with voo/ivv/splg and leave spy alone. The only reason to chose SPY over VOO if you want to do something with options or you have like 5 billion you want to invest quickly as SPY has more liquidity . VOO vs SPY = wash sale (both S&P 500). 58% (note that performances are net of fees). Like my post above, you'd use 1 from the S&P 500 list OR 1 from the total US stock market. 29% return. After years of using an overpriced "wealth manager," and a short-lived experiment w/a robo, I'm attempting to make the plunge to investing myself and I'm finding myself w/a bit of analysis paralysis before I jump in because I found how sticky previous investments can be when it comes to large sums and built Jul 11, 2023 · Sector exposures for ITOT, SPY, and the Vanguard Total Stock Market ETF are listed below. VTI, ITOT, and SCHB are in total US stock market ETFs but they follow indexes from different index providers so you can sell one and buy another immediately without concerns for wash sales. SPY. com DeFi Wallet. I would personally choose a broader large cap fund that isn’t arbitrarily capped at 500, like SCHX or VV (or BBUS), but most people would not. 03% much cheaper than spy. SPY vs QQQ vs VOO, SWTSX vs VTI vs IWV, SPDW vs VT, etc etc. VTI should do better after recessions have ended and new bull markets start given that junk rallies the most early on. . Personal preference on how they trade. 5 days ago · ITOT and VTI are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. VOO comparisons: including fees, performance, dividend yield, holdings and technical indicators to make a better investment decision. g. In resume, stay away of 0DTE options to avoid high risks of blowing your account. The ER is bigger, so it will be less profitable in the long run. (Note: This depends on the starting date; if you look at just the past 10 years then the returns are even closer, with ITOT in the lead by a hair. We serve them to users in our app. SPY comparisons: including fees, performance, dividend yield, holdings and technical indicators to make a better investment decision. It’s less than 30 days, and I did take a small loss, but I sold on the way down to buy back at a lower price. I want to avoid wash loss rules My fidelity holds SCHB Betternet holdings and alternatives: VTI is the primary ETF used to gain exposure to the entire U. The expense ratio is 0. I see VOO as a better investment due to lower expense (0. g VTI - Total US Stock Market ITOT - Total US Stock Market VT - Total World Stock Market Stick to ETFs as they are more tax efficient and easy to deal with in case you decide to switch brokerage firms as mutual funds usually have purchase fees. We would like to show you a description here but the site won’t allow us. VTI holds a bit more assets in the full US S&P but they are in the lower tail end of the ETF holdings (a difference of about 50 out of 3,600 ish holdings). Our goal is to help Redditors get answers to questions about Fidelity products and services, money movement, transfers, trading and more. How does SPTM (total market) compare to VTI and ITOT Same for SPLG vs VOO/IVV/SPY The price on these set (SPTM, SPLG, SPMD, SPSM) are great but I wonder if it’s too good to be true? Thoughts? I have FSKAX and FTIHX 80/20ish but thought about making it simpler. ITOT hypothetically should outperform VTI over the long run given that factor but the performance differences are likely negligible. But I compared them to even broader total market funds like VTI and ITOT and they performed about the same so far. com Exchange and Crypto. So in any given year for example, if SPY is down 15%, you can lock in those losses by selling it in your taxable account and then immediately buy ITOT. 20) with greater exposure in markets I’m unfamiliar with. VOO: What’s the Difference? As you can see from the chart below, there are many similarities between ITOT and VOO. My point is that all of these total US stock index funds and S&P 500 funds listed above perform almost identically and the differences in performance are immaterial for the average retail investor to worry about. but it works out - it’s set that way and adjusted for a reason Posted by u/ChicoIke - 1 vote and no comments ITOT is XEQT's largest holding @ nearly 50%. 17% for VTI. Simply choose 1 from S&P 500 group or 1 from the US total stock market group and aggressively auto-invest. They have something like 95% overlap. I prefer VOO but it’s so close to SPY/SCHX/IVV it doesn’t matter what you pick Add VGT or SCHG depending on if you want just tech growth or all growth Add SCHD This 3 fund setup is the best in terms or risk/reward. VTI and more dramatically underweight companies with worse accounting profitability metrics (e. VOO does. In effect, their performance is essentially identical, as you can see here . Compare SPY and ITOT ETFs on current and historical performance, AUM, flows, holdings, costs, ESG ratings, and many other metrics. VOOG (S&P 500 Growth Index) vs QQQ (NASDAQ 100 index) = not a wash sale because of two different indexes but the major holdings are pretty close so could be used for a substitute in a pinch while the 30 days passed. Given that SPY has actually gotten a slightly higher return in the last 3 years and has a turnover rate of 2% vs VTIs 3%, why wouldn’t everyone just go with SPY to maximize long term gains? We would like to show you a description here but the site won’t allow us. From my own personal experience running a leveraged portfolio using TMF/TQQQ/UPRO (pretty much HEFA) I would have been better off sticking with the underlying - as I've only made 14% in total since We would like to show you a description here but the site won’t allow us. S. com and input VFINX (oldest share class of VOO) and compare with VTSMX (oldest share class of VTI). Check out the side-by-side comparison table of ITOT vs. 2,400 for SCHB), but at the smaller end of the scale those stocks don't make much of a dent. And both are passive ETFs so they aren’t actively managed. IVV, SPY, and VOO will replicate the S&P500, but none of them have an expense ratio as low as Fidelity's 0. Of course you don't want very expensive funds (there are funds with expense ratio of 8% for example), but once they are low enough (e. FSPGX is a Russell 1000 Growth fund. com is the best place to buy, sell, and pay with crypto. Both are considered large blend funds, they track the same sectors, and their top-10 performing stocks are nearly identical. VOO pays them as fast as possible. If you are dividend investing, the two best dividend ETFs to pair with SCHD (in my opinion) are DGRO and DGRW. A large chunk of its holdings are also listed on the SP500. Feb 4, 2019 · Both ITOT and XUU have lower annual costs than the weighted-average cost of SPY + VXF, which makes them more cost-effective alternatives to the multi-fund approach. I’ve also read that ETFs are more tax-efficient than mutual funds, generally. By holding all three in equal amounts, your dividend portfolio is diversified by how it chooses dividend stocks (eg focusing on yield or growth), how it’s weighted (eg dividend weighted vs market weighted) and stock eligibility (eg SCHD requires companies pay dividends for 10 years You wouldn't use VOO and SPY since those are tracking the exact same S&P 500 index. CHAI AI is the leading AI platform. TSLA). I'd also encourage you to read the prospectus of the fund too and pay particular attention to the volatility vs returns table in the prospectus. stock market. The most significant difference with SPY is that ITOT has 1. Jul 28, 2023 · For broad stock exposure in your portfolio, most investors stick with S&P 500 ETFs, such as the SPDR S&P 500 ETF (SPY) or the Vanguard S&P 500 ETF (VOO). Thoughts between Swtsx, and VTI. com. 39% Any US large-cap blend fund (in other words any fund tracking the S&P 500 index and total US stock index) will perform and have performed almost identically over time: ITOT, VFIAX, SCHB, FSKAX, VTI, IVV, SWTSX, VOO, SPY, FXAIX, and so on. If you want to use automatic investing via mutual funds: FZROX. ITOT vs. I have plenty of exposure to tech already to look at QQQ. You'll notice SPY has an expense rate of like, 0. I might also mention that I myself hold many different stock & ETFs, I'd just like to know what you consider to be the staples. com Visa Card — the world’s most widely available crypto card, the Crypto. SPLG has a 5 out of 5 rating and an A/94 rating on etf. There's so many options for general indexing. LLM's are submitted via our chaiverse python-package. I’m just starting this Roth out so it’s not far in. The best place on Reddit for LSAT advice. As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. Compare ITOT and SPY across key investment metrics, including historical performance, risk, expense ratio, dividends, Sharpe ratio, and more, to determine which asset aligns better with your portfolio strategy. In taxable accounts, you can safely replace SCHB with any of the following funds for tax loss harvesting: VTI, ITOT, VOO, SPY, or IVV. I actually prefer total stock market ETFs Personally, I don’t like QQQ due to being influenced too much by the tech sector. If this is in taxable and you're concerned about portability if you transfer to another broker, use FSKAX. But for retail investors VOO is far superior to SPY so don't worry Reply reply I know this is the Bogoeheads reddit, but I’m going to give you some good advice. They are well diversified, broad market funds investing in mostly US stocks. SPY holds the dividends it receives of the constituents of the S&P 500 index as cash. 015%. Shouldn’t be a problem, just wondering if my broker TD Ameritrade will flag it as such. Dec 16, 2019 · I am trying to decide between Vanguard (VTI), iShares (ITOT), Schwab (SCHB), and Spider (SPTM) and have tried to do as much studying as possible. I’ve been reading around and it seems like S&P 500 funds like VOO, SPY and QQQ (top 100) are the go to when it comes to broad exposure ETF. With Fidelity I have more than 3 holdings but to capture what you are asking I think my 3 largest holdings do pretty well ITOT, which is about 50% IEFA, international developed companies is about 15% And IEMG, emerging markets, about 10%. I am interested in knowing people’s perspective on the SPDR PORTFOLIO ETFs. VOO. 03 vs 0. XUU), the decision is typically driven by the impact of foreign withholding taxes. I use ITOT and SCHB in taxable as tax-loss harvesting partners, so I can use VTI in Roth and never worry about Wash Sales. SPY is only worth it over a vanguard sp500 index if you only care about the extra liquidity for whatever reason (I personally just don’t see an argument other than that). If you went through with this, you'd be adding more weight to your US large market cap holdings. Need to tax loss harvest but the problem is I also have a betterment account . It’s not. Sep 11, 2023 · ITOT vs. I sold out of SPY 2 weeks ago and I’m thinking of getting back in this week. Dec 6, 2020 · I'm a long-time reader, 1st time poster who really values the advice of this community. AVUS has about 2000 holdings and purports to bring some of their value screens into play; hard to parse the comparisons directly but seems to slightly underweight FAANGs vs. For example, both FXAIX and SPY have identical YTD performance of 5. SPY is the first ETF and it came out in 1993, and VOO came out in 2010, so SPY has the brand name recognition. The Reddit LSAT Forum. VOO/SPY - VOO and SPY are non-managed funds indexed to the S&P 500 Index. Crypto. VTI holds many more stocks (4,000 vs. QQQ vs QQQM = wash sale (both NASDAQ 100). These numbers are adjusted for stock splits and include dividends. The Law School Admission Test (LSAT) is the test required to get into an ABA law school. I have three last questions before I choose, and am hoping that someone can help with some finer details! Strategies like the SPX Best Options Strategy and SPY Ride Trade provide structured methods to navigate the options market with a focus on risk management and sustainable income. 68% less allocation to Technology and 1. I could just do VT and manually buy each month or so, vs being able to automatically do it VT is like 60/40 currently which is heavier international. The S&P 500 is popular because it’s a long-standing brand, and people like to invest in things they’ve heard of. Check out the sidebar for intro guides. Better tax loss harvest partners for VTI are SCHB and ITOT. These funds are very popular on this subreddit, for good reason. I prefer ITOT in my taxable as I have VTI in my retirement accounts and don’t want to run afoul of wash sale rules. If you are buying and holding IVV/VOO if you have access to partial shares, SPLG if you don't. Assuming a more Bogleheads mentality, you might sell some at the money VTI puts with the intention to take assignment and collect some premium along the way. I can TLH with SCHB, VTHR, VV, FNILX, FZROX, and FLCOX which should have nearly identical returns and all follow unique indexes from each other and anything in my retirement accounts including Fidelity freedom index target retirement funds. They both have the same expense ratio. I thought it was the lower cost of SPY. 03 splg vs 0. Shouldn't matter, as most funds can and do internally reinvest dividends they receive in between fund level distributions (SPY being a notable exception). I've always been partial to SPY & QQQ, but I've noticed a lot of people on this sub prefer Vanguard ETFs. Ex: Taking assignment for 1 SPY contract is ~40k vs VTI ~20k. Mutual funds normally have different strategies. If you want a direct VTI equivalent ETF: ITOT, or just buy VTI. Doesn't matter which one - these are interchangeable and great tax loss harvesting partners in taxable As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. 23% , compared to 12. 0945% at this point, not sure this makes any difference. Posted by u/DaMaster400 - No votes and no comments They are pretty much the same thing, any real difference is just splitting hairs. Easier to tax loss harvest as you can immediately sell and buy an equivalent TSM index (SCHB, ITOT) without incurring fees for buying a MF not native to that brokerage (eg Vanguard funds on Schwab) Reply reply FXAIX and FSKAX are index mutual funds for the S&P500 and Dow Jones total stock market indices. com serves over 80 million customers today, with the world’s fastest growing crypto app, along with the Crypto. In choosing between the two (ITOT vs. In the past year, ITOT returned a total of 12. They all have the same expense ratio of . VOO reinvests dividends until they're required to distribute them quarterly. Total US stock market: ITOT, SCHB, VTSAX, FSKAX, VTI, SWTSX, etc. They have the same amount of holding (507) and it has a lower expense ratio (0. 09 spy). I once read that ITOT was slightly more tax-efficient than VTI, but I don’t know for sure. 35%, which is slightly higher than VTI's 12. Over the past 19 years, their performance has been basically identical, with VTI having just slightly higher returns than ITOT. 015% VS 0. ) Posted by u/hecmtz96 - 12 votes and 12 comments I know VTI contains pretty much the entire market whereas SPY is just the S&P 500. If you have no interest in option and do not have 5 billion dollars there is no reason to choose SPY and pay higher expense ratio vs VOO SCHX and VOO are *almost* the same thing. Past performances are almost identical. Speaking of dividends - SPY's payment dates lag an entire month - dividend history. SPY does not engage in any securities lending practices. It was launched on Jan 20, 2004. ITOT holds the whole US stock market. Posted by u/Classic-Kale2470 - 2 votes and 11 comments As the title asks why doesn't the etf SPLG get any love? Is there something I'm missing. 03% which means for every 100$ you have in the account annually, 3 cents are taken as a fee for the portfolio manager. For proof, use portfoliovisualizer. Post any questions you have, there are lots of redditors with LSAT knowledge waiting to help. Our mission is to crowdsource the leap to AGI by bringing together language model developers and chat AI enthusiasts. ITOT is a passively managed fund by iShares that tracks the performance of the S&P Composite 1500 Index. ITOT and VTI will replicate the total US stock market, but same comment about the expense ratio. Over the past 10 years, ITOT has had annualized average returns of 12. qcp necgmd irb kawgon xjbdwk aienzk imzptqh vxig pemmeqm sfalbv